{
  "endpoint": "safe-withdrawal",
  "inputs": {
    "nestEgg": 1000000,
    "withdrawalRate": 4
  },
  "result": {
    "annual": 40000,
    "monthly": 3333.33,
    "multiple": 25
  },
  "notes": [
    "The 4% rule comes from William Bengen's 1994 study and the 1998 Trinity Study: a 4% inflation-adjusted first-year withdrawal survived every 30-year period in US market history. 30 years is the worst case in that research, not a guarantee."
  ],
  "meta": {
    "source": "https://farbetteroff.com",
    "calculator": "https://farbetteroff.com/calculators/retirement-calculator",
    "docs": "https://farbetteroff.com/api/v1",
    "disclaimer": "Educational estimate, not financial advice."
  }
}